Insurance for Christian Rehab, Explained Plainly
Cost shouldn’t be a mystery, and it shouldn’t keep you from asking for help. We’ll walk through your coverage with you before any decision is made.
“Trust in the LORD with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.”
How addiction treatment coverage usually works
Most health plans include some coverage for substance use treatment. These three terms decide most of what you pay.
- Deductible
- What you pay each year before your plan starts sharing the cost.
- Out-of-pocket maximum
- The most you would pay in a year for covered care. After that, the plan pays.
- Prior authorization
- Approval your insurer may require before detox or residential care begins.
What a benefits check is, and what it isn’t
It is
- A review of your benefits for addiction treatment
- An estimate of what your plan may cover
- A clear explanation in plain words
It isn’t
- A guarantee that your insurer will approve care
- A guarantee of payment
- A commitment to start treatment
No surprises about cost
Our founders started Shepard & Stone because they watched treatment centers where, in their words, “it was all about the money.” We won’t be one of them.
Before anyone arrives, you’ll know what your plan is expected to cover, what you may owe, and what your options are if you don’t have insurance. If cost changes, we’ll tell you first.
Straight answers
If your question isn’t here, call or text us. We’ll tell you the truth, even when it’s “not yet.”
Which insurance plans will Shepard & Stone accept?
We will publish the plans Shepard & Stone works with before opening. Until then, call or text us and we can help you understand your benefits for care through our partners.
Does verifying insurance commit me to anything?
No. Checking your benefits is free and carries no obligation.
What if I don’t have insurance?
Call or text us anyway. We’ll talk honestly about your options and help you find a safe next step.
Does insurance cover recovery housing?
Usually not. Sober living is often paid privately. We’ll share Shepard & Stone’s housing costs before it opens.
Your story is not over
Leave your name and number and we’ll call you back. We’ll listen, check your coverage and help you find a safe next step today, through trusted partners while Shepard & Stone prepares its first home.
“For I know the plans I have for you, declares the LORD, plans for welfare and not for evil, to give you a future and a hope.”